Date Archives: September 2021

Coldwell Banker Tomlinson Blog Home

Subscribe and receive email notifications of new blog posts.




rss logo RSS Feed
Buying a Home | 2 Posts
Doers of Good | 3 Posts
Family Fun | 1 Posts
Food | 3 Posts
Holiday | 2 Posts
Home Improvement | 10 Posts
Moving | 1 Posts
News | 5 Posts
Sell a Home | 6 Posts
Spring Cleaning | 1 Posts
Technology | 7 Posts
Uncategorized | 1 Posts
September
27

Selling your home while shopping for a new one can feel daunting to even the most seasoned homeowner––especially when the competition for housing is so high. That doesn't mean, though, that you should just throw up your hands and give up on moving altogether. In fact, as a current homeowner, you could be in a better position than most to capitalize on a seller's market and make a smooth transition from your old home to a new one.

We can help you prepare for the road ahead. Here are some of the most frequent concerns we hear from clients who are trying to buy and sell at the same time.

"What will I do if I sell my house before I can buy a new one?"

While it may be an inconvenience, this is a common scenario that can usually be handled with a little creativity and compromise. Here are some options to consider:

1: Flex your muscles as a seller.

In some cases, a buyer may agree to a rent-back clause that allows the seller to continue living in the home after closing for a set period of time and negotiated fee. We can discuss the benefits and risks involved and whether it's a good option for you.

2: Open your mind to short-term housing options.

If you're lucky enough to have family or friends who offer to take you in, that may be ideal. If not, check out furnished apartments, vacation rentals and month-to-month leases. If space is an issue, consider putting some of your furniture and possessions in storage.

3: Embrace the idea of selling now and buying later.

With cash on hand from the sale of your current home, you'll be in a better position to budget for and buy your next home. And by focusing on one step at a time, you can alleviate some of the pressure and uncertainty involved.

"What if I get stuck with two mortgages at the same time?"

If you can't afford to carry both mortgages, then selling before you buy may be best. (See Tip #3.) But if you have flexibility in your budget for some overlap, it is possible to manage a home sale and purchase simultaneously. Here are some steps to help streamline the process:

4: As you get ready to sell, simplify.

You can condense your sales timeline if you only focus on the renovations and tasks that matter most. We can advise you on the repairs and upgrades that are worth your time and investment.

5: Prep your paperwork.

If you'll need a mortgage for your next home purchase, get pre-approved in advance. And start pulling together relevant records for your current home, such as appliance warranties and renovation permits. That way, you'll be ready to provide quick answers to buyers' questions should they arise.

6: Ask about other contingencies that can be included in your contracts.

For example, it's possible to add a clause to your purchase offer that lets you cancel the contract if you haven't sold your previous home. This tactic could backfire, though, if you're competing with other buyers. We can discuss the pros and cons of contingencies and what's realistic given current market dynamics.

"What if I mess up my timing or burn out from all the stress?"

To make sure you're in the right headspace, take the time to slow down, breathe and delegate as much as possible. In addition:

7: Relax and accept that compromise is inevitable.

Rather than worry about getting every detail right with your housing search and home sale, trust that things will work out eventually––even if it doesn't look like your Plan A or even your Plan B or Plan C. Luckily, if you've got a good team of professionals, you can relax knowing that others have your back and are monitoring the details behind the scenes.

8: Don't worry too much if your path is straying from convention.

Remember that rules-of-thumb and home-buying trends are just that: they are estimates, not facts. So if your home search or sale isn't going exactly like your neighbor's, it doesn't mean that you are doomed to fail.

9: Enlist help early.

Which leads us to our final tip: If possible, call us early in the process. We'll not only provide you with key guidance on what you should do to prep your current property for sale, we'll also help you narrow down the parameters for your next one. That way, you'll be prepared to act quickly and confidently when it comes time to list your home and make an offer on a new one.

Call today for tailored advice that works for you

Buying and selling a home at the same time is challenging. But it doesn't have to be a nightmare, and it can even be fun. Click here for a free consultation so that we can help you review your options and decide the best way forward - or visit our site for a listing of homes for sale.

September
23

 

What is a "spoofed" profile?

From Your Friends at Integrity Computer Consulting and Repair

A spoofed profile is where a scammer copies your profile and pretends to be you. The scammers use the information that the original profile makes public.  This includes profile pictures, location(s), and biography information, so they are very convincing. Oftentimes, these spoofed profiles send out another friend request to people on copied profile's friends list.  While more and more people are becoming aware that this is an issue when they get a second friend request from someone they are already friends with, many people still don't know what is happening (no, their friend has not been "hacked" i.e someone has gained unauthorized access to the account) or what to do about the profile, and there are many people who still will add the fake profile and further perpetuate this activity. 

 

Besides it being annoying, what damage does this cause?

Once a spoofed profile is created, the creator will add friends listed on the original profile, send messages that ask for money… or worse, send videos and/or clickable content via messenger or page posts that contain phishing sites, adware, malware, or viruses when clicked.

 

How do you prevent this from happening?

Make your friends list viewable to "Friends only" or better yet, "Only me".  These settings can be accessed both on the computer and in the Facebook app on phones.  Simply view your profile, then go to Settings and Privacy, then under Audience and Visibility, "How People Find and Contact You".  Select "Who can see your friends list", and select Friends or Only me.  Setting it to "Only me" is the only sure-fire way to make it so people cannot use your friends list to create fake profiles and spam your friends, colleagues, and clients who may be friends on your page.

 

It's already happened to you. Now what?

Have your friends report the spoofed profile as soon as possible.  All you or they have to do is go to the scammer's duplicate Facebook page and click on the three dots.  Select "Find Support or Report Profile" and then "Pretending to Be Someone."  You will then be asked who they are pretending to be.  If it's a friend, you'll report which friend it is and then confirm your submission.  Facebook will then review your report and notify you of the outcome.  The process is pretty quick and painless.

Next, take steps to secure your public information. And it wouldn't hurt to complete Facebook's privacy checkup, and lock down your privacy settings which includes not allowing people to post anything on your page without your review.

Any of these things can be done remotely.  Please call or email our office if you have any questions or need immediate assistance!

September
20

Fence Tips

Is your fencing old and worn out, or do you need a fence where there isn't any? The process of installing a fence isn't a quick one, our real estate agents caution. There are a number of things you need to do to ensure you don't get in trouble with the city, the HOA, your neighbor, or your home's future buyer. Here are 7 steps to ensure you're doing your due diligence when you install a new fence.

  1. Ask Why
    Your purpose for the new fence will impact the type of fencing you choose. For instance, if you want to increase privacy or block noise, you'll want a tall, solid, heavy-duty fence. If you're trying to keep animals in, on the other hand, you'll want to make sure there aren't any gaps where your pet could get out.

  2. Plan Your Budget
    Building a fence can be expensive, particularly certain materials or designs. The height of your fence and whether it needs to be solid will also determine the cost. Figure out what money you have to spend on your fence, and then compare your options to make sure that the fence you're planning agrees with your budget.

  3. Consider the Material
    Once you have your budget figured out, start shopping around to see what materials are in your price range. Consider not only cost but also other factors such as maintenance and durability. Mixing materials may also allow you to get the fence you want on your budget.

  4. Communicate
    Don't forget to be a good neighbor! If your fence will go along a property line that you share with your neighbor, be sure to let them know your plans. Most likely, if you're replacing a fence that has been deteriorating, they won't mind. In fact, they might even thank you for it! And if it's a shared property line, they might surprise you and offer to go in on the fence together.

  5. Research Your Options
    Before you start building your fence, there are a bunch of things you'll need to do. You'll need to check in with your HOA or municipality guidelines to make sure that your fence plans follow all requirements for materials, style, height, and setbacks. You may need to have your property surveyed to ensure you're building the fence on your own property, and for safety's sake, you'll also need to call 811 to have the power company mark all the buried lines on your property. You'll likely also have to file for a work permit.

  6. Hire a Professional
    Is this all starting to seem a little overwhelming? If so, consider hiring a professional to handle the entire job for you. They'll do everything from calling 811 and getting the building permit to going over your options with you and making sure everything is to code. Plus, you'll have the peace of mind of knowing the work is done professionally. 

  7. Maximize Curb Appeal
    Once the fence plans are in place, plant shrubbery and flowers around the fencing to soften the look, especially if you'll be selling your home soon. Browse Idaho Falls homes for sale, and you'll see that the most attractive homes incorporate the fences into their landscaping for maximum curb appeal.

For more tips on getting your home ready to sell, contact us today.

September
15

Spokane Home Improvement

When looking at Idaho Falls homes for sale, buyers often plan how they might fix up a home or make it their own. The right home improvements can go a long way towards making a home more livable and increasing its value. But as your list of home improvement projects grows, how do you decide which ones to tackle first? Here are some tips to help you prioritize your to-do list.

Click Here to Read More...

Login to My Homefinder

Login to My Homefinder